Pet insurance is becoming more and more popular in Australia. It offers you peace of mind as it covers some or all of the treatment costs if your pet gets involved in an accident or suffers a sudden illness. There is no equivalent of Medicare for pets, so treatment costs can exceed out-of-pocket expenses for a similar condition in a human.
Did you know that 24 hour emergency and critical care for animals can cost over $1,000 per day? Some surgeries such as repair of fractured bones or exploratory surgery can also add up to thousands of dollars and that’s before including recovery and aftercare treatment. It is a heartbreaking situation to have to choose between the health of your pet and financial constraints, so for peace of mind we strongly recommend that your pet is insured.
Individual packages vary in the type of treatment covered. However, they usually include most accidents and unexpected illnesses.
You need to consider the differences between policies, in particular the claim excess amount, proportion of treatment costs covered, annual claim limit, age restrictions, pre-existing illness exclusions and policy costs.
GapOnly® is available here at Condamine Veterinary Clinic
GapOnly® is an innovative payment service that works with selected pet insurance brands, so you can access your pet insurance benefit right away for eligible expenses.
How to claim using GapOnly®:
1. If your pet insurance brand offers GapOnly, let our team know you’d like to submit a GapOnly® claim for your pet’s treatment.
2. We’ll lodge a GapOnly® claim on your behalf, and it’s assessed in around 10 minutes. Any longer and the team will let you know so you can decide whether you want to stay or have the claim processed as an eClaim instead.
3. Once the claim’s been assessed and approved, you simply pay the gap (the amount not covered by your pet insurance policy) and go.
A GapOnly® claim can be processed during our normal opening hours.
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